破產並不意味完全無需還款。破產期間，破產人每月收入中，須留出部分，用於還款。 公告登報：破產令頒布後，破產管理署署長將在憲報及中、英文各一份報章上，刊登有關破產令廣告； For an IVA for being permitted, creditors symbolizing not less than 75% in value of the creditors who vote must agree to it. Once they have, it’s legally binding and they could’t pursue you, or take any even further cou... https://iva44333.blogdal.com/30130316/the-definitive-guide-to-drp-iva1-top